A little while ago I wrote a critique of Anselm’s commercial theory of the Atonement. Since then, I have thought of another objection against a strict commercial understanding the Atonement. The objection is that if Christ’s death on the cross is just a literal payment of debt - the balancing of scales, then not only is repentance made redundant, as I said in my original blog, but we are also lead the position whereby union with Christ can play no part in Christ’s atoning work; for why do we need to be unified with Christ for Him to pay our debt? After all, I don’t need to be unified with a person if I am paying his debt or he is paying mine.
Of course, one might deny that union with Christ has got anything to do with the Atonement. However, for many this is an unacceptable solution. Edwards, for instance, saw union with Christ as essential to how Christ’s atoning work is applied to us. He writes:
What is real is the union between Christ and his people, is the foundation of what is legal; that is, it is something really in them, and between them, uniting them, that is the ground of the suitableness of their being accounted as one by the Judge: and if there is any act, or qualification in believers, that is of that uniting nature, that it is meet on that account that the Judge should look upon ‘em, an accept ‘em as one, no wonder that upon the account of the same act or qualification, he should accept the satisfaction and merits of the one, for the other, as if it were their satisfaction and merits: it necessarily follows, or rather is implied. ('Justification by Faith', in Sermons and Discourses, 1734-1738, 158)
So, if we are persuaded, along with Edwards, that union with Christ plays an essential part in the Atonement, a commercial theory of it will need to be rejected.